Prudential Supplemental Health
Starting in 2023, Leidos has partnered with Prudential to offer two employee-paid supplemental health benefits – Accident Insurance and Hospital Indemnity Insurance.
How the Supplemental Health Benefits Can Help You
- Help fill gaps not covered by your medical plan, paying in addition to other insurance you may have.
- Benefit payments are sent directly to you to use however you like. Payments may be used for deductibles, co-pays, or even everyday expenses such as babysitters and take-out food.
- Guaranteed coverage, regardless of your health. You don't have to answer any health questions, you just need to be actively at work on the day your coverage starts.
Accident Insurance
Accident Insurance helps protect your budget and savings when you suffer an injury, such as a broken bone or dislocation, lacerations, concussion, and burns.
Accident insurance helps ensure you and your family have the financial support to offset the expenses when you suffer an injury. You have the option to elect coverage under the Low Plan or the High Plan and you and your eligible family members are guaranteed coverage — there are no medical exams required.
Accident Insurance coverage pays you for a variety of injuries and medical services including, but not limited to:
Injuries like:
- Fractures
- Dislocations
- Concussion
- Burns-2nd and 3rd degree
- Lacerations
- Broken tooth
Medical Services, like:
- Ambulance, ground/air
- Emergency visit
- Medical tests
- Medical appliances, crutches, etc.
- Physical therapy
Refer to the Accident Insurance Benefit Summary for plan details.
Additional benefits included in the Accident Insurance plan
- Wellness benefit: Every year, each covered person can receive $100 for getting one covered health screening test, such as a blood test, chest x-rays, stress tests, colonoscopies, and mammograms.
- Transportation benefit: This benefit pays you for travel expenses associated with a covered person’s round-trip travel between his/her primary residence and a hospital or medical facility.
- Lodging benefit: You can receive $200 per day if a companion is accompanying a covered person while hospitalized
Hospital Indemnity Insurance
Hospital Indemnity Insurance helps provide a financial cushion for out-of-pocket expenses associated with hospital stays, so you can stay on track financially and focus on your recovery.
Hospital Indemnity Insurance pays you for a variety of hospital benefits including, but not limited to:
- Hospital Admissions & Stays
- Intensive Care Unit (ICU) Admissions & Stays
Refer to the Hospital Indemnity Insurance Benefit Summary for complete plan details.
In addition, every calendar year, each covered individual can receive $100 for getting one covered health screening test, such as a blood test, chest x-rays, stress tests, colonoscopies, and mammograms.
Hospital Indemnity Insurance - Certificate of Coverage