Healthy Focus Medical Plans

Services or supplies must be considered medically necessary by the Claims Administrator, be delivered for the treatment of illness or injury, and be performed or prescribed by a licensed physician to be covered by the Leidos self-insured medical plans. The services listed below are subject to any applicable annual deductibles, coinsurance, co-payments, and plan maximums. See Comparing the Leidos Medical Plans for more detail.

The Leidos self-insured medical plans cover:

• Physician's office visits;
• Other physician's services;
• Emergency or urgent care;
• Professional ambulance service to transport a person from the place where he or she is injured or stricken by disease to the first hospital where treatment is given;
• Hospital expenses including:
  • Inpatient hospital expenses: Charges for room and board, and other hospital services and supplies for a person confined as a full-time inpatient;
  • Outpatient hospital expenses: Charges for hospital services and supplies for a person who is not confined as a full-time inpatient; and
  • Convalescent facility expenses: Charges for a person who is confined to convalesce from a disease or injury for room and board and general expenses made in connection with room occupancy, use of special treatment rooms, X-ray and lab work; physical, occupational or speech therapy; oxygen and other gas therapy; and medical supplies. Benefits will be paid for up to the maximum number of days during any one convalescent period for the same or related cause beginning on the day the person is confined in a convalescent facility if he or she:
    • Was confined in a hospital while covered under the plan for treatment of a disease or injury;
    • Is confined in the facility within 15 days after discharge from the hospital; and
    • Is confined in the facility for services needed to convalesce from the condition that caused the hospital stay.
  Benefits end when the person has not been confined in a hospital, convalescent facility or other place giving nursing care for 90 days in a row.
• Periodic health assessments (Preventive Care) includes one exam every calendar year.
• Immunizations;
• Home health care expenses when the charge is made by a home health care agency, the care is given under a home health care plan, and the care is given to a person in his or her home for part-time or intermittent care by an R.N. (or L.P.N. when an R.N. is not available); part-time or intermittent home health aide patient care services; and physical, occupational and speech therapy. There is a maximum of 100 visits covered in a plan year and a visit equates to up to four hours by a home health aide;
• Hospice care expenses for part-time or intermittent care by an R.N. (or L.P.N. when an R.N. isn't available) up to eight hours a day, medical social services under the direction of a physician, psychological and dietary counseling, consultation or case management services by a physician, and physical and occupational therapy. This includes charges for bereavement counseling if it is given to the person's immediate family, is given during three months following the person's death, and is directly related to the person's death;
• Drugs and medicines which by law need a physician's prescription, including medically necessary weight control drugs;
• Acupuncture - when performed by a physician or certified acupuncturist for treatment of a disease or injury, to alleviate chronic pain given, or as a form of anesthesia in connection with a surgery;
• Diagnostic lab work and X-rays - routine and non-routine - up to plan maximum;
• X-ray, radium and radioactive isotope therapy;
• Anesthetics and oxygen;
• Rental of durable medical or surgical equipment, including repair of such equipment or replacement when it is proved that it is needed due to a change in the person's physical condition or it is likely to cost to purchase a replacement than to repair existing equipment;
• Maternity;
• Mammograms;
• Routine pap smears - one diagnostic test per calendar year;
• Chiropractic care, if medically necessary;
• Prostate specific antigen (PSA) age 40+ ;
• Infertility treatment for a female employee, the wife or registered domestic partner of a Leidos employee, including in vitro fertilization, uterine embryo lavage, embryo transfer, gamete intrafallopian tube transfer (GIFT), zygote intrafallopian tube transfer (ZIFT), low tubal ovum transfer and prescription drug therapy used specifically for infertility, will be covered up to $5,000 per lifetime. The following conditions must be met:
  • The female participant must have been unable to conceive after having unprotected intercourse for one year or more;
  • The female participant must have been unable to attain a successful pregnancy through less costly treatment covered under the plan;
  • The female participant must have FSH levels which are less than or equal to 19 miU on day 3 of her menstrual cycle;
  • The procedure cannot involve surrogates; and
  • The procedure must be performed at a medical facility that conforms to generally accepted medical standards.
• Artificial insemination;
• Voluntary sterilization;
• Skilled nursing care expenses made by an R.N. or L.P.N. or a nursing agency for skilled nursing care, which includes visiting nursing care from an R.N. or L.P.N. for up to four hours for the purpose of performing skilled nursing tasks, and private duty nursing from an R.N. or L.P.N. for up to eight hours if the person's condition requires skilled nursing services and visiting nursing care is not adequate. Private duty nursing benefit is combined with home health care benefits with a maximum of 100 visits per year;
• Spinal disorders;
• Treatment of the mouth, jaws and teeth due to a medical condition affecting the teeth, mouth, jaws, jaw joints or supporting tissue (including bones, muscles and nerves) based on medical, not dental, necessity;
• TMJ or malocclusion involving the joints or muscles (includes medically necessary, non-dental, bite blocks, splints, arch bars, and occlusal guards);
• Physical therapy, if medically necessary, and maintenance therapy (both limited to 52 visits, with pre-certification being required after the 24th visit) for certain chronic medical conditions seriously limiting a member's activities of daily living;
• Occupational therapy, if medically necessary;
• Speech therapy for loss of speech, or speech impaired or developmentally delayed due to a diagnosed disease, injury or congenital defect;
• Sex-change surgery or any treatment of gender identity disorders;
• Artificial limbs and eyes;
• Wigs for hair loss due to injury, disease or treatment of disease, including costs for repair or replacement.
• Listed transplants are covered only if performed by the Administrator's contracted Institutes (or Centers) of Excellence (IOE) facilities. List of IOE Procedure and Treatment types - heart transplant, lung transplant, liver transplant, bone marrow transplant, heart/lung transplant, kidney transplant, pancreas transplant, kidney/pancreas transplant.
• For IOE procedure and treatments - The Plan will pay for transportation and lodging between participant's home and the IOE to receive services in connection with IOE procedure or treatment. Travel and lodging expenses for IOE patient and one companion/parent/guardian traveling with the IOE patient must be approved in advance by Administrator. The Plan will reimburse a maximum of $50 per person per night for lodging expenses. The Plan will reimburse travel and lodging expenses incurred up to maximum of $10,000 per episode of care. The Plan will pay expenses incurred during a period which begins on the day a participant becomes an IOE patient and ends on the earlier of one year after the day the procedure is performed or the date the IOE patient ceases to receive any service from the IOE in connection with the procedure.

The following services and supplies are not covered by the Leidos self-insured medical plans:

• Treatment for the mouth, jaws and teeth when an injury or illness is dental in nature, including restorative dental and/or surgical treatment of the mouth or jaw, including but not limited to:
  • Non-accident related diagnosis and treatment of teeth and their supporting structures;
  • Treatment relating to or secondary to treatment of dental caries (cavities);
  • Extraction of a diseased or decayed tooth or for surgical removal or impacted teeth; and
  • Root canal therapy, periodontal surgery or X-rays and other diagnostic tests;
• Cosmetic surgery, unless required because of an accidental injury that takes place while the participant is covered by the plan, or the congenital malformation of a child born to the participant or his or her spouse or registered domestic partner while the participant has dependent coverage under the plan;
• Charges above the reasonable and customary limits as determined by the applicable Claims Administrator;
• Custodial care;
• Eye care exams and eyeglasses;
• Hearing aids;
• Orthopedic shoes or other devices to support the feet;
• Experimental, investigational or educational treatment or services as determined by the Claims Administrator;
• Treatment for accidents related to employment or an illness covered under Workers' Compensation or similar laws;
• Assistant surgeon services when the services of an assistant surgeon are not medically necessary for the surgical procedure;
• Treatment in a convalescent facility for drug addiction, chronic brain syndrome, alcoholism, senility, mental retardation and any other mental disorder;
• Skilled nursing care that does not require the education, training and technical skills of an R.N. or L.P.N. (such as transportation, meal preparation, charting of vital signs), any private duty nursing care given while the person is an inpatient in a hospital or other health care facility, care provided to help a person in the activities of daily life, such as bathing, feeding, personal grooming, dressing, getting in and out of bed or a chair, or toileting or care provided solely for skilled observation. Any service provided solely to administer oral medicines except where applicable law requires that such medicines be administered by a R.N. or L.P.N;
• Examinations to determine the need for, or adjustment of, hearing aids;
• Foot treatment for:
  • Weak, strained, flat, unstable or unbalanced feet; metatarsalgia; or bunions, except open cutting operations; and
  • Corns, calluses or toenails, except the removal of nail roots and medically necessary services prescribed by a doctor (M.D. or D.O.) in the treatment of metabolic or peripheral-vascular disease;
• Treatment resulting from an intentionally self-inflicted injury;
• Illness or injury due to an act of war (whether declared or undeclared) or an injury sustained while the participant is in military service for any country at war;
• Services, treatment, education testing or training related to learning disabilities or developmental delays;
• Care furnished mainly to provide a surrounding free from exposure that can worsen the participant's illness or injury;
• Treatments involving:
  • Bioenergetic therapy;
  • Carbon dioxide therapy;
  • Megavitamin therapy;
  • Primal therapy;
  • Psychodrama;
  • Rolfing; or
  • Vision perception training;
• Treatment of covered health care providers who specialize in the mental health care field and who receive treatment as part of their training in that field;
• Services of a resident doctor or intern rendered in that capacity;
• Education or special education or job training whether or not given in a facility that also provides medical or psychiatric treatment;
• Therapy, supplies or counseling for sexual dysfunctions or inadequacies that do not have a physiological or organic basis;
• Career, social adjustment, pastoral or financial counseling;
• Speech therapy except for loss of speech, or speech impairment or developmentally delayed speech due to a diagnosed disease, injury or congenital defect;
• Reversal of a sterilization procedure;
• Medical services performed or provided by a close relative;
• Services of "standby" surgeons;
• Services received before coverage begins or after coverage ends;
• Charges that participants are not legally required to pay or charges that would not have been made if the plans were not available;
• Charges above any maximum amounts shown;
• Convenience or personal care services, such as use of a telephone or television; and
• Medical expense not specifically described in the plans.

If you are enrolled in one of the Healthy Focus medical plans, you have access to prescription drug coverage through Express Scripts.

For annual formulary updates, refer to the 2019 Preferred Drug List or the 2020 Preferred Drug List.

Prescription drug formularies are subject to change. For up-to-date formulary information, participants should visit Express Scripts website or call at 1-877-223-4721.

Types of Prescriptions Available

The amount a participant pays for a prescription depends on the type of drug he or she purchases. 

• Generic drugs have the same chemical composition and potency as brand-name equivalents, but are less costly.
• Brand formulary drugs are on a preferred list of prescriptions (called a formulary) due to significant discounts negotiated with the drug manufacturer and/or proven effectiveness
• Brand non-formulary drugs are brand-name drugs that do not have a generic equivalent and are not included on the list of preferred drugs. Brand-name drugs that are not on the formulary require the highest copayment, since these drugs are the most costly to the plan.

Prescription Drug Program Plan Design

Note: For non-preventive prescription drugs, you must meet the annual deductible before the plan pays the majority of the cost. There’s no deductible for certain preventive drugs and lower costs for select maintenance preventive drugs. Refer to the 2019 Preventive Drug List  or 2020 Preventive Drug List for medications that are included.

Looking for pricing for your medication? Please visit the Express Scripts enrollment site.

Prior Authorization

Prior authorization is a feature of your prescription benefits plan that helps ensure the appropriate use of selected prescription drugs. Certain prescription drugs require your doctor to get approval before they're covered. This process helps make sure you receive the right medicine in the correct dose, which is very important if you're taking a specialty drug. These medicines are only approved for specific conditions and usually require keeping in close touch with your doctor. Prior authorization takes the extra step to watch specialty drugs.

Read the FAQs to learn more.

Step Therapy

Step Therapy is an approach intended to control the costs and risks posed by certain prescription drugs. It begins with a drug therapy for a medical condition with the most cost-effective and safest drug therapy and progresses to other more costly or risky drug therapies only if necessary. Here’s an example of step therapy:

• You try an over-the-counter medication for an allergy, but it doesn't control your symptoms.
• Your doctor prescribes a prescription drug that still doesn't give you relief.
• A third medication that's more expensive works well, but requires step therapy.

In this case, your prescription is covered if you've tried the first choice drugs.

Read the FAQs to learn more.

Walgreens Smart90

With this program, you have two ways to get a 90-day supply of your long-term maintenance medication — drugs you take regularly for ongoing conditions. You can conveniently fill these prescriptions through the Express Scripts mail service or any Walgreens network pharmacy. Your copay/coinsurance for your 90-day supply of medication will be the same whether you fill your prescriptions through Express Scripts home delivery or at a Walgreens network pharmacy.

Note: If you continue to fill 30-day supplies of your long-term medication after the first two fills, you will pay a penalty (100% of the prescription drug cost). Penalties paid for not filing prescriptions through Express Scripts (ESI) mail order or Walgreens will not count towards the deductible or out-of-pocket maximum. Additionally, participants will still pay penalties after they meet their out-of-pocket maximum.

Read the FAQs to learn more.

Patient Assurance Program (NEW for 2020)

If you are enrolled in a Healthy Focus medical plan you will have access to the Patient Assurance
Program (PAP) administered by Express Scripts. With this program, when you fill a prescription for a preferred insulin product as part of the PAP, you will pay no more than $75 for a 90-day prescription for certain insulin products at retail or mail order. In other words, your out‑of‑pocket amount is capped and significantly reduced at the point‑of‑sale for both home delivery and in-network retail pharmacies. Any copay amount paid will apply to your annual out-of-pocket maximum only. Preferred current insulin products include Humalog, Humulin, Lantus and Levemir.

Note: all prescription drug fills for maintenance medications are subject to the terms of the
Walgreens Smart90 program.

The mental health and substance abuse benefits are network-based and give participants a choice when it comes to receiving mental health and substance abuse treatment:

• For outpatient care, the participant pays a coinsurance. When the participant uses a network provider, the plan pays 80% after deductible. If a participant uses an out-of-network provider, the plan pays 50% after deductible.
• For inpatient care, the participant pays a coinsurance. When the participant uses a network provider, the plan pays 80% after deductible. If a participant uses an out-of-network provider, the plan pays 50% after deductible.

Participants must call Aetna or Anthem (depending on their state of residence) to receive information and guidance on how to locate a network provider or participants can search for a provider on the Aetna or Anthem web site. If a participant elects to use an out-of-network provider, the participant will be responsible for additional out-of-pocket costs.

When inpatient care is necessary, the participant must notify Aetna or Anthem and obtain authorization in advance, whether he or she is using Aetna or Anthem or an out-of-network provider.

If an emergency occurs, and it is not possible to get advance authorization, the participant must notify Aetna or Anthem of all inpatient treatment within 48 hours of the admission (or the next business day if the patient receives treatment on a weekend or holiday). The participant must contact Aetna or Anthem regarding an emergency admission, regardless of whether he or she is in a Aetna or Anthem or non-contracting facility.

Participants receive the highest plan benefits for mental health and substance abuse treatment by using network providers:

• For outpatient care, the plan pays as follows:
  • Healthy Focus Essential Plan: 65% after deductible in-network
  • Healthy Focus Advantage Plan: 80% after deductible in-network
• For inpatient care, the plan pays a percentage of the cost and the participant pays the remaining amount (the coinsurance).

Deductibles and coinsurance for mental health and substance abuse services received through Aetna or Anthem count toward the annual out-of-pocket maximums for the Healthy Focus Essential and Healthy Focus Advantage plans.

If a participant chooses to use an out-of-network provider to obtain outpatient services, the plan pays a percentage of the cost as follows:

• Healthy Focus Essential Plan: 50% after deductible out-of-network
• Healthy Focus Advantage Plan: 50% after deductible out-of-network

The participant pays the remaining amount (the coinsurance).

Deductibles and coinsurance for mental health and substance abuse services received through Aetna or Anthem count toward the annual out-of-pocket maximums for the Healthy Focus Essential and Healthy Focus Advantage plans.

Services or supplies must be considered medically necessary by the Claims Administrator, be delivered for the treatment of illness or injury, and be performed or prescribed by a licensed physician to be covered by the Leidos self-insured medical plans. The services are subject to any applicable annual deductibles, coinsurance, and co-payments. See Comparing the Leidos Medical Plans for more detail.

In addition to meeting all other conditions for coverage, the treatment must meet the following criteria:

• There is a written treatment plan prescribed and supervised by a behavioral health provider;
• This Plan includes follow-up treatment; and
• This Plan is for a condition that can favorably be changed.

No payment will be made by Aetna or Anthem for the following care, services or supplies:

• Educational rehabilitation or treatment of learning disabilities, regardless of the setting in which such services are provided;
• Educational/academic testing and services;
• Residential Coverage for Wilderness Programs or Military Schools;
• Residential treatment facilities, that do not meet Aetna or Anthem medical necessity requirements;
• Custodial care;
• Treatment for personal or professional growth development, or training or professional certification;
• Evaluations, consultations or therapy for educational or professional training or for investigational purposes relating to employment;
• Therapies which do not meet national standards for mental health professional practice;
• Experimental or investigational therapies;
• Court-ordered psychiatric or substance abuse treatment, except when certified by Aetna or Anthem as medically necessary;
• Psychological testing, except when considered medically necessary by Aetna or Anthem;
• Services, supplies or treatment that are covered for benefits under the medical portion of this plan;
• Prescription drugs;
• Private duty nursing, except when precertified by Aetna or Anthem as medically necessary;
• Treatment of congenital and/or organic disorders;
• Non-abstinence-based or nutritionally-based treatment for substance abuse;
• Treatment or consultations provided via telephone;
• Services, treatment or supplies:
  • Provided as a result of Worker's Compensation laws or similar legislation;
  • Obtained through, or required by, any governmental agency or program whether federal, state or any subdivision thereof (exclusive of Medicaid/Medi-Cal); or
  • Caused by the conduct or omission of a third-party for which the Member has a claim for damages or relief, unless the participant provides Aetna or Anthem with a lien against such claim for damages or relief in a form and manner satisfactory to Aetna or Anthem;
• Treatment or consultations provided by the member's parents, siblings, children or current or former spouse or domiciliary partner;
• Sexual therapy programs;
• Remedial education beyond evaluation and diagnosis of learning disabilities, education rehabilitation, academic education, and educational therapy for learning disabilities;
• Marital therapy;
• Treatment for caffeine or nicotine intoxication, withdrawal or dependence; or
• Treatment in a convalescent facility for drug addiction, chronic brain syndrome, alcoholism, senility, mental retardation and any other mental disorder.