2025 Open Enrollment

The benefits program supports you in making smart decisions about your health and finances. We want to make sure that you understand the 2025 offerings so this page will highlight the benefits available for the upcoming Plan Year.

What's New Or Changing for 2025

MEDICAL

NEW Classic Network Medical Plan 

The Classic Network Plan is available under Aetna (Select Open Access network) and Anthem (Bluecard PPO network). This plan provides in-network only coverage for a broad range of services, with many services covered on a copay basis, providing more predictable and manageable cost at the time of service. Refer to the Open Enrollment Guide for more details.

Healthy Focus Medical Plans

• Increase to Annual Deductible for Healthy Focus Advantage and Healthy Focus Premier plans to meet Internal Revenue Service (IRS) requirements.

• Increase to Annual Out-of-Pocket (OOP) Maximum for Healthy Focus Advantage and Healthy Focus Premier plans. 

Additional Healthy Focus Medical Plan changes:

• For the Healthy Focus Premier Plan, the out-of-network member coinsurance will change to 50%.

• For all Healthy Focus Medical Plans, the payment basis for out-of-network claims will change to 150% of Medicare with the exception of:
  • Mental Health/Behavioral Health and Substance Use Disorder claims
  • Facility charges under Anthem

Express Scripts

The Propeller Program available to those Healthy Focus members that have asthma or COPD will be sunset on December 31, 2024.

Tobacco Surcharge

Leidos will be discontinuing the Tobacco Surcharge for the 2025 Plan Year.

HEALTH SAVINGS ACCOUNT (HSA) AND FLEXIBLE SPENDING ACCOUNTS (FSA)

NEW Vendor Partner - HSA BANK

Starting January 1, 2025, HSA Bank will administer the Health Savings Account (HSA), Healthcare Flexible Spending Account, Limited Purpose Flexible Spending Account (LPFSA), and Dependent Care Flexible Spending Account.

HSA Transition

Employees that have an HSA with HealthEquity, will receive details on how to transfer existing HSA funds to HSA Bank in the coming weeks.

FSA Transition

Any 2024 FSA claims that aren’t processed by December 31, 2024, will need to be sent to HSA Bank. Details on the timing of your balance transfer to HSA Bank will be shared in the coming weeks.

HSA Contribution Limit

• Increase to IRS HSA limits for 2025 - $4,300 maximum for single coverage and $8,550 maximum for family coverage.

FSA Contribution Limit

• Healthcare FSA limit for 2025 - $3,200 
• Healthcare FSA amount eligible for roll-over from 2025 into 2026 is $640.

DISABILITY BENEFITS

Long-Term Disability (LTD)

The Evidence of Insurability (EOI) requirement is being removed. However, employees who did not enroll when first eligible will be subject to a stricter pre-existing condition limitation. Refer to the Open Enrollment Guide for further details. 

WELL-BEING BENEFITS

Virgin Pulse Well-Being Program

• In January, Virgin Pulse will be revealing a brand-new look and feel with a new name: Personify Health. Stay tuned for a sneak peek and more details on the exciting new update in the coming months.
• For the 2025 Plan year, Leidos will increase the HSA and Pulse Cash rewards to $500 annually. Refer to the Open Enrollment Guide for the updated incentive chart by reward level.
• Starting in January 2025, Health Coaching services will be available to spouses/domestic partners that participate in the well-being program. Refer to the Open Enrollment Guide for further details on coaching.
  • To enroll your spouse or domestic partner in the well-being benefit, simply add him/her to the well-being benefit in Workday. You can add them during Open Enrollment or any time of the year.

VOLUNTARY BENEFITS (ADMINISTERED BY BENEPLACE)

Changes to Enrollment Process

Starting with 2025 Open Enrollment, most of the Voluntary Benefit offerings provided by Beneplace (i.e., Legal Plan, ID Theft Protection, and Genomic Life) will be available for enrollment through Workday. The Critical Illness, Auto/Home, and Pet Insurance offerings will continue to be available for enrollment via the Beneplace enrollment site.

Identity Theft Protection Program

Effective January 1, 2025, Leidos will transition to a new vendor partner for Identity Theft Protection - MetLife + Aura Identity & Fraud Protection. Some of the enhancements with the new partner include, but are not limited to:

• Aura offers a more proactive approach with remedies at the onset of a breach versus a simple notification;
• Aura doesn’t have any restrictions on adult family members that can be covered (up to 10 adults and unlimited minors);
• Aura offers 3 bureau child credit monitoring;
• Proprietary parental controls.

In addition, the premiums are lower than the current program – Employee only coverage is $8.05 per month; Family coverage is $13.25 per month.

MetLife Pet Insurance 

In August of this year, Leidos launched a second Pet Insurance option with MetLife. MetLife Pet knows your pets are part of your family. That’s why they offer comprehensive coverage that can cover routine care and also unexpected accidents or illnesses. With MetLife, pet parents have the power of choice to customize your pet insurance to meet your needs. 

Your Benefits Decision Support Tool, ALEX

ALEX is a virtual benefits counselor that explains your benefit options and helps you choose the plan that’s best for you and your family. ALEX prompts you for some basic information about your personal situation, asks a few questions about how you anticipate using your healthcare (your answers remain anonymous, of course), and helps you figure out what to choose based on your responses.

Before you make your benefit elections in Workday, be sure to spend a few minutes with ALEX at myalex.com/leidos/2025 to make sure you’re enrolling in a plan that’s right for you and your family.

NEW for 2025 - ALEX Medicare is a guided journey that helps you and your loved ones
navigate and understand their Medicare options. ALEX Medicare is fully equipped with a video, text, and visual content library where you can "pick your path" on the content you want to learn about. Let ALEX walk you through all the ins and outs of Medicare, including what you are eligible for, how much it will cost, and how to enroll. Talk to ALEX Medicare at medicare.myalex.com/leidos.

Leidos Health and Welfare Benefits Plan Notice of Privacy Practices
2025 Health insurance MarketPlace coverage options
2025 Medicare Part D Notice