If You Leave Leidos
If you intend to leave Leidos, including retirement, any current benefit coverage, including but not limited to, medical, dental, vision, group life and AD&D insurance, and disability plans will end at 11:59 p.m. at the end of the pay period in which you separate. Please read the information below for additional details regarding continutation of benefits, if applicable.
Should your status change prior to your anticipated last day of employment (e.g., last day has changed), please notify your Offboarding Services contact.
Continuation of Medical, Dental, Vision, and the Employee Assistance Program (EAP)
Per the Consolidated Omnibus Budget Reconciliation Act (COBRA), you and your covered dependents may be eligible to continue medical, dental, vision, and EAP coverage, if applicable, for a maximum of 18 months by paying the full premium cost for the continuation coverage, plus a 2% administrative fee.
Leidos partners with HSA Bank to administer COBRA. You will receive COBRA information with detailed information on how to enroll by mail within 15 business days following your benefits coverage end date.
The COBRA Notice of Continuation of Healthcare Coverage form indicates the type of coverage(s) you are eligible to continue and the current monthly COBRA premium for each plan.You may continue coverage at a lower coverage level (e.g., changing from family coverage to individual coverage under COBRA) than you had while actively employed; however, you may not change from one plan to another until COBRA Open Enrollment occurs. Please note that premiums are subject to change, generally on an annual basis. The COBRA election must be made by the date indicated on the election form. You may elect coverage by mailing or faxing your completed election form to HSA Bank or you may enroll online by registering on the HSA Bank participant website. The completed Notice of Continuation of Health Care Coverage form and applicable premiums must be remitted directly to HSA Bank, at the address on the form.
For more information on COBRA, refer to the COBRA section of the Participating in the Plans SPD.
If you have questions regarding this process or the COBRA continuation form, please contact HSA Bank directly at 833-509-1542 or via email at [email protected].
ComPsych Employee Assistance Program (EAP)
The EAP is administered by ComPsych. To access services or resources,contact ComPsych at 866-365-0853 or via www.guidanceresources.com. Use the following WebID to set up an account: Leidos.
You may choose to continue this offering as part of your COBRA continuation for up to 18 months. If you choose not to continue coverage through COBRA, you may still access this benefit for up to 90 days post-separation.
Other Health & Welfare Benefits
Flexible Spending Accounts (FSAs)
If you participated in a Flexible Spending Account (Healthcare, Limited Purpose and/or Dependent Care) during calendar year, you may continue to file claims up to 90 days after termination, for expenses incurred during the time you were an active participant. “Active Plan Participant” means being actively at work or in a leave without pay status (not including consulting employee status or after date of termination of benefits).
For questions regarding your balance, eligible expenses, or how to submit your claims, contact HSA Bank at 877-851-5276 via email at [email protected], or log into your account at https://myaccounts.hsabank.com.
Under limited circumstances, you may be eligible to continue participation in the Healthcare Flexible Spending Account or Limited Purpose Healthcare Flexible Spending Account on an after-tax basis for the duration of the calendar year. To qualify for the extension opportunity, Internal Revenue Service (IRS) regulations stipulate that year-to-date reimbursements cannot exceed the amount of employee contributions to the plan at the time participation in the plan ends. Please contact HSA Bank at 877-851-5276 if you are interested in confirming your eligibility to continue participation in the Healthcare or Limited Purpose Healthcare Flexible Spending Accounts.
Note - An extension for Dependent Care Spending Accounts is not permitted under IRS regulations.
Health Savings Account (HSA)
Unlike an FSA, you will not lose any dollars that are in your HSA account when you separate, whether they were contributed by you or by Leidos. You may:
- Keep your HSA Open - If you choose to keep your HSA open, you will continue to have access to your debit card, online tools, and investment options
- Transfer your HSA to another custodian/account - Requests to roll over your account to a new custodian should be initiated through the new custodian:
- Use the rollover form provided by the new custodian
- Close your HSA - If you wish to close or roll over your HSA account, submit your request directly to HSA Bank:
- Use the HSA Bank HSA Closing form
- Please note that tax implications may apply. You are encouraged to consult a tax advisor before closing your account or if you have tax related questions.
For questions regarding your HSA balance, eligible expenses, or how to submit your claims, contact HSA Bank at 877-851-5276 or log into your account at https://myaccounts.hsabank.com.
Continuation of Life & Accidental Death & Dismemberment Coverage
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Group Term Life Insurance
Portability of Coverage: You may port your Basic Life Insurance coverage with Prudential if you leave Leidos for reasons other than disability or retirement. To apply for the portability option, you must complete the Portability Election Form within 31 days of your coverage termination date. You are required to submit Evidence of Insurability (EOI) in order to port this coverage. If you pass EOI, you will be permitted to port your Basic Life coverage at preferred rates. If you do not submit or pass EOI, you will not be able to port your Basic Life coverage. However, you will still have the option to convert your coverage.
Conversion of Coverage: You may convert your Basic Life Coverage and Basic Dependent Life coverage to an individual policy with Prudential without completing EOI if your coverage ends for any reason, including retirement or disability. To convert your Basic Life Insurance Coverage, you must submit the completed Conversion Application Form and the Notice of Group Life Conversion Privilege Form to the address listed on the form along with payment of the first premium by the later of (1) the thirty-first day after you cease to be insured for the Group Term Life Insurance; or (2) the fifteenth day after you have been given written notice of the conversion privilege. However, in no event may you convert the insurance to an individual contract and pay the first premium prior to the ninety-second day after you cease to be insured for the Group Term Life Insurance.
Portability and Conversion forms will be mailed to your home address on file approximately ten (10) business days from your last day of coverage.
Please note the option to Port Basic Dependent Life Coverage is not available. However, you may elect to convert the Basic Dependent Life policy.
For questions regarding the plan or application process, please call Prudential at 800-778-3827. You may be asked for the plan control number, which is 52844.
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Group Universal Life (GUL) Insurance
Continuation is available for GUL coverage after you leave Leidos, if applicable. You may continue coverage until you reach age 100 on a direct bill basis, provided you continue to pay the required premiums.
If you choose not to continue GUL Insurance coverage, and you do not have a balance in your Cash Accumulation Fund (CAF), your coverage will end.
If you have a balance in your CAF when your employment ends and you choose not to continue your GUL Insurance coverage, the available balance in your CAF will be returned to you minus any outstanding loans or interest, or it may be used to purchase paid-up insurance. You will need to send a cancellation request to Mercer, the program administrator.
Continuation forms will be mailed to your home address by Mercer, the program administrator, once they are notified of your termination. For questions regarding continuation and premium rates, please call Mercer at 855-735-4873.
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Dependent Life Insurance
You may port Spouse Life and/or Child Life Insurance coverage with Prudential. This option is only allowed if you also choose to continue your employee life coverage.
To apply for the portability option for spouse and/or child life insurance coverage, you must complete the Portability Election Form within 31 days of the coverage termination date. Your spouse can elect to submit EOI in order to port this coverage. If the EOI is satisfactory, the preferred rate structure applies, otherwise the standard rate structure applies.
Portability information, including rates, will be mailed to your home address on file approximately ten (10) business days after the coverage end date.
For questions regarding the plan or application process, please call Prudential at 800-778-3827. You will be asked for the plan control number which is 52844.
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Accidental Death & Dismemberment Insurance
To continue your Accidental Death & Dismemberment (AD&D) Insurance Coverage, you must complete a conversion form and send it to the address listed on the form within 31 days from the date your coverage terminates in order to continue your AD&D coverage. New York Life, the plan administrator, will mail you a notification letter that details the AD&D coverage you are able to convert.
You and/or your spouse must be under age 70 to be eligible for conversion.
For questions regarding conversion eligibility, please call New York Life at 800-441-1832.
Continuation of Disability Coverage
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Voluntary Short-Term Disability Insurance
Coverage terminates at midnight at the end of the pay period in which you separate. No private plan conversion is available.
If your disability started prior to termination of employment, benefit payment will continue to be paid up to the maximum duration approved under the Plan.
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California Voluntary Disability Plan
Coverage terminates at midnight at the end of the pay period in which you separate or, in the case of layoff, continues for fifteen days beyond the date of layoff. State disability benefits may be available after the extended period. Private plan conversion is not available.
For information regarding disability programs in other states contact Employee Services at [email protected].
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Long-Term Disability Insurance
If you have been insured by the Leidos LTD plan and actively at work for at least 12 consecutive months, you may be eligible to convert your LTD plan coverage through New York Life if your employment with Leidos ends, you are laid off, or you elect to go on an uninsured leave of absence. You must apply for conversion insurance within 62 days after your insurance ends. There is a $25 administrative fee to apply for conversion. You do not have to supply medical evidence of insurability to obtain the converted coverage.
The LTD Conversion Privilege is not available if:
- The Leidos LTD Policy is terminated;
- You no longer belong to a class eligible for coverage under Leidos’ policy;
- You retire;
- You are age 70 or older;
- You fail to pay the required premiums; or
- You are disabled under the terms of Leidos’ LTD plan.
- You no longer belong to a class eligible for coverage under Leidos’ policy;
Other exclusions may apply.
You may obtain the conversion paperwork by clicking on “Conversion Privilege” at the bottom of the SPD page for Disability Plans: https://benefits.leidos.com/disability/ltd.
For questions regarding conversion of the LTD, please call New York Life at 800-441-1832.
- The Leidos LTD Policy is terminated;
Continuation of Voluntary & Supplementa Benefits
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ARAG Legal Plan
If you are enrolled in the Legal Plan at the time of separation, you may have the option to continue legal coverage directly with ARAG through a conversion plan. Conversion allows you to purchase an individual legal insurance plan after group coverage ends. Enrollment must occur within 90-days from the date group coverage ends, and coverage is paid directly by the employee. Plan options, rates, and terms may differ from the employer‑sponsored plan. Eligible individuals will receive information from ARAG outlining available conversion options and enrollment instructions and are responsible for enrolling within the applicable timeframe.
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Critical Illness Insurance
If you are enrolled in Critical Illness Insurance at the time of separation, you will receive a continuation of coverage letter from MetLife with instructions for how to set up direct bill.
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Aura Identity & Fraud Protection
If you are enrolled in Identity & Fraud Protection at the time of separation, you will receive a continuation of coverage letter from MetLife with instructions for how to set up direct bill.
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Genomic Life
If you are enrolled in Identity & Fraud Protection at the time of separation, you may be able to continue coverage by completing the Program Continuation Form and returning it to Genomic Life within 60 days of the benefit end date.
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Accident Insurance and Hospital Indemnity Insurance
You are eligible to continue Accident and Hospital coverage at the same rate through Prudential when you separate. To be eligible for continuation, you must:
- Apply for coverage within 30 days of your separation date or 15 days of the date of the letter in continuation package, whichever is greater, and
- Have had active coverage under the policy for at least 30 days. If you did not have coverage for a minimum of 30 days, then you are not eligible for continuation.
For questions regarding the plan or application process, please call Prudential at 844-455-1002. You may be asked for the plan control number which is 52844.
- Apply for coverage within 30 days of your separation date or 15 days of the date of the letter in continuation package, whichever is greater, and