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Cigna Health Benefits

For Expatriates

Cigna Global Medical Plan

If an employee is an expatriate* and scheduled to be overseas for a minimum of ninety (90) consecutive days in a rolling twelve-month period, he or she may be eligible to elect coverage through the Cigna Global medical plan.

*Expatriates means a Member who is working outside his Country of Citizenship (for U.S. citizens and their covered dependents, a Member working outside their Home Country or outside the United States for at least 180 days in a rolling12-month period that overlaps with the plan year).

 

How the Cigna Global Medical Plan Works

Participants in the Cigna medical plan can receive medical care from any provider. Before the plan begins paying benefits, participants must pay an annual deductible.

Additionally, vision coverage is included in the Cigna Global medical plan.

The chart below provides some basic plan information about the Cigna Global medical plan.

Outside U.S.
  • Deductible
  • Out of Pocket Maximum
  • Coinsurance
  • Hospitalization
  • $200 / $400
  • $1,250 / $2,500
  • 85%
  • $200 copay, then 85%
In Network in the U.S.
  • Deductible
  • Out of Pocket Maximum
  • Coinsurance
  • Hospitalization
  • $1,000 / $2,000
  • $2,000 / $4,000
  • 80%
  • $250 copay, then 80%
Out of Network in the U.S.
  • Deductible
  • Out of Pocket Maximum
  • Coinsurance
  • Hospitalization
  • $2,000 / $4,000
  • $4,000 / $8,000
  • 60%
  • $250 copay, then 80%

 

For more information about how the CIGNA Global plan works, participants should refer to the plan's Evidence of Coverage.

 

Cigna Telehealth

If you you are enrolled in the Cigna Global medical plan, you have access to global telehealth through the Cigna Wellbeing App. Telehealth gives you access to licensed doctors around the world – by phone or video – for nonemergency health issues. Simply arrange a telephone or video consultation from your Cigna Wellbeing app.

 

Omada Diabetes Program

Cigna offers access to the Omada Diabetes Management Program for all U.S. based members.

Omada is a personalized health program that helps members create healthier lifestyles through one-on-one personal coaching and the tools they need to make long-lasting changes. The Omada program is a digital lifestyle change tool with a focus on achieving sustainable weight loss for prediabetics.

The program includes an integrated wireless scale, online curriculum and learning tools,
coach interaction by chat/text, and peer group support.

To qualify for the program, the member needs to:

  • Reside in the U.S.
  • Have a high BMI
  • Have pre-diabetes/pre-diabetes risk factors

Cigna members can apply for the program at go.omadahealth.com.

 

Cigna Global Vision Coverage

Vision coverage is included in the Cigna Global medical plan. The chart below highlights plan features.

  International U.S.
In-Network		 U.S.
Out-of-Network

Examinations

 One every 12 consecutive months
100% not subject to
deductible		 100% not subject to
deductible		 100% not subject to
deductible

Lenses and Frames or Contacts

 One every 12 consecutive months
100% not subject to
deductible		 100% not subject to
deductible		 100% not subject to
deductible
Hardware Maximum Benefit $200 $200 $200
Medical and Vision - Cigna
Dental - Cigna
  • Discover more on Cigna website
  • Informational flyers and brochures
  • Contact information

    • ​​1-800-441-2668

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