2020 Benefit Highlights
2020 Open Enrollment
Open Enrollment for 2020 Benefits is now CLOSED.
Benefits Decision Support Tool, ALEX
For this enrollment season, we are happy to welcome back ALEX, a virtual benefits counselor that will provide you with decision support as you prepare to make your 2020 Open Enrollment elections. For those of you who may be new to ALEX, this virtual counselor will explain the benefit options available to you, along with corresponding employee rates, and help you choose the plan that is best for you and your family. I encourage you to visit ALEX to get started.
Highlights of 2020 Benefit Program Changes
The benefits program supports you in making smart decisions about your health and finances. We want to make sure that you understand the 2020 program so this page will highlight what’s new or changing for the Plan Year.
NEW Consulting employees will be eligible to enroll in medical coverage only (excluding the Tricare Supplement). Coverage is 100% employee paid.
Healthy Focus Medical Plans
- NEW Healthy Focus Plan options starting in 2020
- The following plans will be offered in addition to our current Essential and Advantage plans
- Healthy Focus Basic plan – higher deductible and higher coinsurance, lower biweekly premiums; for those who may not be frequent healthcare utilizers or who are willing to assume more financial uncertainty and risk
- Healthy Focus Premier plan – lower deductible and $0 coinsurance, high biweekly premiums; for those who identify as high utilizers or wish to assume less financial uncertainty and risk
Both plans will be administered by Anthem or Aetna, depending on the state in which you reside.
- Embedded out-of-pocket (OOP) maximums for Healthy Focus Basic and Essential plans increased from $7,900 to $8,150 per individual within family to the allowable amount under Affordable Care Act (ACA) regulations
- Increase in In-Network Deductible for Healthy Focus Advantage Plan as required by ACA to remain HSA compliant
- Increases to Out-of-Network (OON) deductible and out-of-pocket maximum
- NEW Enhanced Clinical Review for Hi-Tech Radiology and Sleep Study services
- Review of recommended hi-tech radiology scans and tests, and sleep studies, will ensure that the latest evidence-based medicine guidelines are followed
- Members may be redirected to other procedures and eligible services that are lower cost quality alternatives
- NEW Rx Savings Solution tool available Jan. 1, 2020 to employees and family member that are enrolled in a Healthy Focus medical plan. This FREE confidential benefit is designed to help you save money and better manage your prescription costs.
- NEW ID cards will be issued to all Anthem members with new member ID number.
- NEW Patient Assurance Program administered by Express Scripts to support members with diabetes.
- NEW ID cards will be issued for Express Scripts prescription drug coverage.
Tobacco Use Surcharge
Starting with 2020 Open Enrollment, employees who enroll in a Leidos-sponsored medical plan, except the Tricare Supplement, will be asked to self-report their tobacco usage in Workday. Tobacco use is defined as a habitual use of any tobacco product, including inhalation of cigarettes, pipes, and cigars, or using smokeless tobacco products that are either sniffed, sucked, or chewed.
The surcharge will be $50 per month (or $23.07 per pay period). In order for the surcharge to be removed in 2020, you will need to complete the 8-week Clickotine program.
Leidos Dental PPO Plan (Administered by Delta Dental of VA)
Starting in 2020, Leidos is adding a Low PPO option with lower premiums and reduced coverage.
Aetna DMO Dental Plan
Aetna has implemented changes to the DMO network and is no longer offering coverage in the following states starting in 2020:
- New Hampshire
- South Carolina
If you reside in one of these states and do not log into Workday to complete your Open Enrollment, you will be defaulted to the new Delta Dental Low plan.
Due to low utilization, Leidos has decided to eliminate the Cigna DMO plan starting in 2020. If you are enrolled in the Cigna DMO plan for 2019 and do not log into Workday to change your plan for 2020 Open Enrollment, you will be defaulted to the new Delta Dental Low plan.
Health Savings Account (HSA) / Flexible Spending Accounts (FSAs)
- Increase to IRS HSA limits for 2020: $3,550 maximum for single coverage and $7,100 maximum for family coverage
- For 2020, HSA contributions from Leidos may be reduced for some employees
- For those earning <$85k in the Healthy Focus Essential Plan, a $100 decrease for the year
- For those earning <$85k in the Healthy Focus Advantage Plan, a $200 decrease for the year
- Increase to IRS Healthcare FSA limit for 2020: $2,700 annually
Group Universal Life (GUL) Insurance
Important note about GUL — If you are enrolling in GUL for the first time during Open Enrollment,
it is important to note that the Society of Actuaries recently published the new 2017 CSO Mortality
Table which will impact your initial policy. Federal tax regulations mandate that any permanent life
insurances, such as GUL, are based on the new Table. To ensure that the Leidos GUL insurance
product continues to satisfy the definition of life insurance under Internal Revenue Code 7702 and
receive favorable income tax treatment, any new coverage in the GUL program must be delayed until
Prudential receives all necessary regulatory policy form approvals. This is expected to occur in the first
half of 2020.
In the interim, any employee enrolling for the first time in the GUL during Open Enrollment, will
initially be issued life insurance coverage under an Optional Term Life (OTL) Insurance Plan. The
premium for the OTL Insurance plan is the same as it is for GUL and it will continue to provide you with
life insurance protection. While you are covered under OTL, you will not be able to participate in the
cash accumulation fund — you must wait to begin any contributions.
When Prudential receives the necessary regulatory approvals, the face amount of your OTL Insurance
coverage will be automatically convert to GUL coverage. Once your policy converts, you will be able
to commence contributions to your cash accumulation fund.
Paid Parental Leave
To offer all employees equitable work-life benefits, in 2020, Leidos will offer 10 days* of company-paid parental leave to support employees with growing families. (*based on a standard full-time work week) This benefit is available to new parents regardless of gender.
Parental leave must be taken consecutively within 12 months of the following events that occur on or after Jan. 1, 2020:
- Birth of your child
- Adoption, or placement of a child in your home for adoption
- Foster care of a child in anticipation of adoption
- Legal guardianship of a child
For additional details, refer to the policy that will be posted on Prism in January.
Voluntary Benefits Program (Beneplace)
ID Theft (pilot) Program through InfoArmor
- InfoArmor offers a solution that provides online tools/resources, as well as industry trend information, to assist participants with ID theft and prevention
- The pilot will run Jan. 1-March 31, 2020
- Additional details, including how to enroll in the pilot, will be provided in late December
Profile by Sanford
Leidos has partnered with Profile by Sanford, a personalized weight loss program based on the member’s individual profile, health history and personal goals. This program will only be available to Leidos employees and will be 100% employee paid, however, employees will have access to discounted rates.