Other Medical Plans

Cigna International Medical Plan

If a participant is an expatriate and scheduled to be overseas for a minimum of six months, he or she may be eligible to elect coverage through the CIGNA International medical plan.

How the Cigna International Plan Works

Participants in the Cigna International Plan can receive medical care from any provider. Before the plan begins paying benefits, participants must pay an annual deductible.

The chart below provides some basic plan information about the Cigna International Plan.

Cigna International High Plan
Outside U.S.
Deductible Out of Pocket Maximum Coinsurance Hospitalization	$200 / $400 $1,250 / $2,500 85% $200 copay, then 85%
In Network in the U.S.
Deductible Out of Pocket Maximum Coinsurance Hospitalization	$1,000 / $2,000 $2,000 / $4,000 80% $250 copay, then 80%
Out of Network in the U.S.
Deductible Out of Pocket Maximum Coinsurance Hospitalization	$2,000 / $4,000 $4,000 / $8,000 60% $250 copay, then 80%

For more information about how the CIGNA International plan works, participants should refer to the plan's Evidence of Coverage.

Medical Options for Hawaii Residents

If you are a resident of Hawaii, you will have two medical plan options: HMSA and Kaiser-Hawaii. The Healthy Focus medical plan options with Health Savings Account (HSA) are not available to employees who live in Hawaii. Hawaii is exempt from federal law that allows employers to offer nationwide health programs. Leidos is required to continue plans which meet state requirements in Hawaii. Both the HMSA and Kaiser-Hawaii plans satisfy the state's requirements. For more information about the HMSA and Kaiser Hawaii plans, participants should refer to the plan's Evidence of Coverage.

HMSA Kaiser – Hawaii

Medical Options for Puerto Rico Residents

Participants located in Puerto Rico are eligible to enroll in the Optimo Plus Medical Plan through Triple S.

How the Optimo Plus Plan Works

Participants covered under the Triple-S Optimo Plus Plan do not have to meet a deductible. However, participants must meet an annual out-of-pocket maximum of $6,350 (Individual) or $12,700 (Family). Once the out-of-pocket maximum is met, Triple S will pay 100% of the member’s remaining covered health care expenses for the rest of the plan year.

Participants may access care within the Triple S provider network without a referral from a primary care physician.

Services provided by out-of-network doctors and providers in Puerto Rico will only be paid at the rate payable to in-network providers, minus the applicable participant copayment or coinsurance. Certain services are covered in the United States through the Blue Cross Blue Shield (BCBS) network if the participant receives prior authorization. Non-participating providers in the United States are covered only in emergencies.

For more information on benefit coverage and how the Plan works, refer to the Triple S Optimo Plus Evidence of Coverage.